The Future ofInsurance Finance& Technology.
Finance premiums. Move payments. Manage your agency.
All in one powerful platform.
Flexible premium financing solutions that help your agency grow and keep clients covered.
Secure, integrated payment processing for agencies with simple reconciliation and real-time reporting.
AI-powered automation to streamline quotes, COIs, documents and more — built for the insurance industry.
The Future of Insurance Finance & Technology.
Finance premiums. Move payments. Manage your agency. All in one powerful platform.
HPAC Finance
Flexible premium financing solutions that help your agency grow and keep clients covered.
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HPay
Secure, integrated payment processing for agencies with simple reconciliation and real-time reporting.
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HPAC.AI
AI-powered automation to streamline quotes, COIs, documents and more — built for the insurance industry.
→Trusted by agencies
nationwide
Increasing profitability through premium financing.
Heritage Premium Assignment Company works with agents and insureds to make insurance easier to afford — and your agency easier to run.
Reliable
You can count on us. We take pride in getting things done faster, more accurately, and without the hassle or roadblocks.
Flexible Terms
Insurance is already expensive. We work with agents and insureds to provide lower down payments and more monthly installments, improving retention for your agency.
Better Rates
We provide interest rates below the industry average. As a broker, our total financing volume lets us negotiate better rates for our agents.
From quote to funded in three steps.
Quote
Build a premium finance quote from the policy details in minutes — or email the documents to HPAC.AI and let it build the quote for you.
Sign
The insured reviews and signs the finance agreement online through a secure link, and makes the down payment in the same step.
Fund & pay
The agreement is funded, installments are scheduled, and every payment, receipt and payout shows up in your dashboard.
Ready to see the platform?
Tell us a little about your agency and we'll walk you through financing, payments and HPAC.AI.