About HPAC

Heritage Premium Assignment Company.

A Texas premium finance company helping insurance agencies and their clients afford the coverage they need — with the technology to make it simple.

Caddo Mills, TexasServing agencies nationwide
Who we are

A broker first. A technology company by necessity.

Heritage has been around for more than 20 years, and we've learned that agencies are looking for partnerships built on trust and reliability. We started as a premium finance broker — negotiating better terms, and getting agreements done faster and with fewer roadblocks than the industry was used to. The platform grew out of that work, because the fastest way to serve agencies well was to build the tools ourselves.

We've teamed up with some of the largest names in the industry, so you get the benefits of a large premium finance company without getting lost in the shuffle. Today HPAC combines brokered premium financing, HPay payment processing, HMS agency management and HPAC.AI automation in one platform.

01

Reliable

Faster, more accurate, and without the hassle or roadblocks.

02

Flexible

Lower down payments and more installments for the insureds who need them.

03

Fair

Rates below the industry average, negotiated on the strength of our volume.

04

Built in Texas

Based in Caddo Mills, Texas, and working with agencies nationwide.

The team

People who pick up the phone.

When you work with HPAC you become a friend and a partner. Here's who you'll be working with.

Let's talk about your agency.

Call us at (972) 772-2704 or request a call and we'll reach out.