Quote, sign, fund and pay — in one place.
HPAC brings premium financing, payments and agency management together in a single platform built for independent insurance agencies.
Built around the way agencies actually work.
Every quote, agreement, payment and payout lives in the same place — so your team stops switching between systems and spreadsheets.
Quotes & agreements
Generate premium finance quotes from the policy details and turn them into agreements the insured can sign online.
Insured portal
Insureds review their agreement, sign, pay and download documents through a secure link — no account setup required.
Payments
Card and bank payments, pay-by-link and automatic monthly payments, with receipts sent the moment a payment clears.
Payouts & remittance
Agent reserve income and commissions itemized loan by loan, with monthly remittance statements your agents can read.
Agencies & agents
Every agency and producer in one directory, with verification, imports and the finance-company codes they need for renewals.
Reports
Originations, payments, payouts and renewals — filtered by agency, program or date range, and ready to export.
Renewals
Upcoming renewals surfaced to agents and marketing reps every week, with renewal quotes a click away.
Programs
Financing programs and terms configured per agency, so quotes always reflect the right down payment and schedule.
Let the platform do the data entry.
Agents email the policy documents to HPAC. HPAC.AI reads them, extracts what's needed, builds the premium finance agreement and sends it back to the agency with a payment link for the insured.
- Policy details extracted from declarations and invoices
- Agreements generated with the agency's signature on file
- Payment link delivered to the insured in the same email
Connect the systems you already use.
Send HPAC the policy data your system already has and get the agreement and payment link back — through email, or through the HPAC partner API.
Email intake
A dedicated address for your agency. Forward the documents and HPAC.AI takes it from there.
Partner API
Agency management systems and partners can submit policy data and receive the agreement and payment link programmatically.
Secure by design
Role-based access for staff, agents and insureds, with every payment handled through secure, encrypted processing.
See the platform with your own policies.
We'll set up a walkthrough using a real quote from your agency.